Expertise
- Life Insurance
- insurance broker
- Insurance Advice
- Business Succession/Exit
- Key Person income protection
- Group Benefits
- Disability Insurance
- Group Disability Insurance
- Long Term Care Insurance
- Guaranteed Lifetime Income
- Estate Tax Insurance
- IRA Rollovers
- Roth IRA's
- 401k plans and rollovers
- Executive Bonus Plans
- Split Dollar
Summary
Hello. I am a CLU ( prestigious Chartered Life Underwriter designation) with 34 years of experience in ALL types of individual and group insurance for business owners, professionals ( medical , legal , etc.), high net worth people, and the person concerned about protecting their families and income. I am easy to work with and will always give great options to solve problems, even if what a person already has in-place is more than sufficient. I will always tell you the truth and not "puff up" a situation. I believe in the team concept of proactive and holistic planning. Available at your service. Sincerely, Richard (aka Rich)